Health Check
A two-hour review across ten areas. You receive a scorecard and your three highest risks.
Discuss a Health Check
One person. The whole picture.Every decision stays yours.
Confiance Private Office runs the work of a family's wealth and affairs. Independent, and accountable for all of it.
Why families stay
Financial capability is the entry ticket. Families stay because one senior person knows the whole picture, and is accountable for it.
One person
Money, property, entities, advisers and paperwork sit with Victoria, not across ten firms.
Independent
No money managed. No product sold. No commissions.
Life easier now
The responsibility is handled. Readiness for the next generation follows.
Alongside
Your lawyers, accountants and managers stay. We make them one team.
The Private Office
Eight areas, around your family.
The ongoing relationship. Built as far as you want it to go.
Your familykeeps every decision
- Total wealth pictureEvery entity, valued and reported
- Family and householdAs far as you want us to go
- Advisers and investmentsOne team, one cost report
- Property and real assetsLeasing, valuations, developments
- Operating businessesBoard and shareholder representation
- Governance and structureCharter, policy, estates
- Next generationMoney, and wealth beyond it
- Trusted adviser on callA sounding board, second opinions
The five capitals
Wealth is more than money.
HumanHealth, capability and independence
IntellectualKnowledge passed between generations
SocialTrust inside the family, standing outside it
PurposeA shared reason to act together
FinancialThe assets that fund the other four
The base
Governance: the charter, decision rights and investment policy that hold all five together.
Services that can stand alone
Six ways to begin.
Each is a first piece of work in its own right. Each can lead into the Private Office.
- 01Health CheckTwo hours, ten areas, your three highest risks
- 02Total wealth assessmentOne report of everything the family owns
- 03TransitionSeparation, bereavement, a sale, an inheritance
- 04Advocacy and disputesNegotiating for a settled outcome
- 05Adviser search and reviewNew advisers, or a review of current ones
- 06Business reviews, valuations and successionPerformance, value and who takes over
Private OfficeThe ongoing relationship
Fixed fee or hourly
When families call us
The moments that need a steady hand.
How an engagement starts
Bespoke from the first conversation.
- Step 1
First conversation
Whether Confiance fits. No charge.
- Step 2
Discovery session
Everything mapped across the five capitals. Free.
- Step 3 · Optional
A first piece of work
See the standard before committing.
- Step 4
Written proposal
Within five business days, scoped and priced.
- Step 5
Set-up and ongoing
Reporting, an annual review, Victoria on call.
Founder
About Victoria
Victoria Rose
15+Years managing capital for institutions and families
A$11bnAustralian asset management platform, led
A$2bnBoutique investment manager, founded and grown
Contact
Begin with a conversation.
Confidential, and at no charge. Sydney and the Illawarra, by appointment.
The ongoing relationship
Private Office
Victoria runs the work. The family keeps every decision.
Each Private Office is built from eight areas, as far as the family wants it to go.
Eight areas
Everything around your family, in one place.
Total wealth picture
One consolidated view of every entity, listed and unlisted, with current valuations.
Example: consolidated reporting across four family entities and several platforms.
Family and household
Spending, budgets, insurance, bills, staff, and whatever else the family wants taken off its plate.
Example: a 12-month analysis of a family's spending, followed by an ongoing retainer.
Advisers and investments
Managers, banks, lawyers, accountants, valuers and insurers appointed, briefed, reviewed and coordinated. An annual Total Cost of Wealth report.
Example: one investment framework applied across two external managers.
Property and real assets
Strategy, leasing, rent reviews, valuations, capital works and developments, drawing on Victoria's career running property and hotel funds.
Example: a lease restructure and capital works review with a national tenant.
Operating businesses
Board and shareholder representation, management reporting, leases and major contracts, and how the business fits the family's wider wealth.
Example: oversight of a family-owned operating business.
Governance and structure
Five-capitals assessment, family charter and investment policy statement. Trusts, wills and estate plans kept aligned with the lawyers.
Next generation
Age-appropriate education, so children understand money and that wealth is broader than finance. Each member prepared for responsibility.
Trusted adviser on call
A senior sounding board, and independent second opinions on proposals from banks, managers and advisers.
Alongside, not instead of
One point of contact for every adviser.
Your advisers stay. Confiance briefs them, holds them to account and makes them work as one team.
Confiance
- Lawyers
- Accountants
- Investment managers
- Private banks
- Valuers
- Insurers
- Trustees
- Business advisers
The difference
What changes with a Private Office.
Without
- Advisers who rarely speak to each other
- Statements in a dozen places, valuations out of date
- No one who sees the whole picture
- Decisions made under pressure, on partial information
- The administration falls to the family
With Confiance
- One team of advisers, briefed and coordinated
- One report of everything you own, kept current
- One senior person accountable for all of it
- Clear options before every decision
- Your time back for what matters to you
Fee
Annual retainer
Scoped to your family, and set out in a written proposal.
Never a percentage of assets. No commissions.
Questions
No. Confiance manages no money, holds no client assets and sells no financial products.
No. Your advisers stay. Confiance makes them work as one team.
An annual retainer, scoped to your family. You receive a written proposal within five business days of the discovery session.
Yes. Many families begin with a stand-alone service, such as a Health Check, to see the standard first.
Your family sees everything we do. Information is shared only with the advisers you authorise.
Services that can stand alone
Six ways to begin.
Each can be bought on its own, as a first piece of work, or from within the Private Office.
Fixed fee or hourly, quoted in the proposal.
Total wealth assessment
A full review of everything the family owns, across every entity, listed and unlisted. One presentation-ready report: a single snapshot of total wealth, with the issues and opportunities it shows.
Discuss an assessmentTransition
Separation and binding financial agreements. Bereavement. The sale of a business. An inheritance. Your lawyer drafts and advises; Confiance prepares the financial picture the decisions rely on.
Speak in confidenceAdvocacy and disputes
Negotiating for the family with institutions, tenants, landlords and counterparties, aiming for a settled outcome.
Discuss a disputeAdviser search and review
An independent search for new advisers, or a review of the ones in place. Confiance takes no payment from the firms it recommends. You choose.
Discuss your advisersBusiness reviews, valuations and succession
An independent review of an operating business's performance, governance and management. Valuations arranged with specialist valuers and reviewed for the family. Succession: who takes over, how ownership passes and how it is funded, or preparing for a sale.
Discuss a business review
How we work
Bespoke, and agreed in writing.
What each family receives is agreed after a discovery session, or after a first piece of work.
Who we serve
Two kinds of client. Often the same family, at different moments.
Families
Wealth spread across entities, property, operating businesses and private investments. Several advisers who do not talk to each other. Or an existing family office that needs direction.
Usually starts withDiscovery, a first piece of work, then the Private Office
Women at a point of change
Separation and a binding financial agreement. Bereavement. The sale of a business. An inheritance.
Usually starts withTransition, then the Private Office
How an engagement starts
Five steps.
- No charge
First conversation
What is on the family's mind, and whether Confiance fits.
- Free
Discovery session
Every entity, asset, adviser and family member mapped across the five capitals, and what the family wants taken off its plate.
- Optional
A first piece of work
A Health Check, a total wealth assessment, a Transition, an adviser review, a property review or a dispute. The standard, seen first.
- Five business days
Proposal in writing
The bespoke Private Office, scoped and priced.
- Ongoing
Set-up and ongoing
Records, valuations and reporting brought up to date, advisers briefed. Then regular reporting, an annual review and Victoria on call.
Fees
Stated before work begins.
- Private Office
- Annual retainer
- Scoped to your family.
- Stand-alone services
- Fixed fee or hourly
- Quoted in the proposal.
- Total wealth assessment
- Fixed fee
- Set by how complex the structure and investments are.
- First conversation and discovery session
- No charge
- Before any proposal.
- Never a percentage of assets
- No commissions
- Nothing proceeds until you sign
Independent by design
Independent by design
Paid only by you, so we answer only to you.
We do
- Oversee and coordinate your advisers
- Report on everything you own
- Advocate for you with institutions
- Prepare the next generation
- Keep your records and structures current
We never
- Manage your money or hold your assets
- Sell financial products
- Take commissions or asset-based fees
- Accept payments from advisers we recommend
- Make decisions for you
About
One senior person, accountable for all of it.
About Victoria
Victoria Rose
Victoria Rose has spent more than fifteen years managing capital for institutions and for families. She founded Aligned, a boutique investment manager backed largely by family capital, and grew it to A$2 billion. She then led CapitaLand Investment's A$11 billion Australian asset management platform across listed funds, unlisted funds and the group's balance sheet. Earlier, at 25, she was Director of Sustainability for IHG across Australasia.
She has also sat on the family's side of the table as well as the manager's, and manages her own family's property, businesses and investments.
She draws on that experience, in business and in her own life, to work alongside clients in calm periods and in crises. She has steered families, and her own, through bereavement, separation, changes in generational leadership and litigation. She knows the hardest parts of wealth are rarely the numbers, and that they are difficult to carry alone.
What Confiance is
- An independent private office
- Led personally by Victoria
- For families, and for women at a point of change
- Alongside your existing advisers
What Confiance is not
- A money manager
- A custodian of client assets
- A seller of financial products
- An Australian financial services licensee
Contact
Arrange a first conversation
Confidential, and at no charge.
Thank you. Victoria will be in touch within one business day.
Victoria RoseFounder, Confiance Private Office
- Phone
- [PHONE]
- Meetings
- Sydney and the Illawarra, by appointment
- Post
- PO Box 79, Jamberoo NSW 2533
- ABN
- [ABN]
What happens next
- A reply within one business day.
- A first conversation, at no charge.
- A discovery session, also free.
- A written proposal within five business days.
- Nothing proceeds until you sign it.
Important information
Privacy and important information.
The short version
A consulting practice. Confiance does not manage money, hold client assets or provide financial product advice.
Consulting only
Confiance Private Office provides consulting services only. It does not hold an Australian financial services licence and offers no services under one. It does not provide financial product advice, deal in financial products or hold client money.
General information
Information on this site is general only and does not take account of your objectives, financial situation or needs.
Licensed advice
Where you need licensed advice, Confiance helps you find and brief an appropriately licensed adviser. You engage them directly.
Fees
Fees are paid by the client only. Confiance takes no commissions and no payments from advisers or product providers.
Privacy
We collect only what an engagement needs, use it only for that engagement and share it only with the advisers you authorise. Enquiries sent through this site are used only to reply to you.
Confidentiality
A confidentiality agreement can be signed before any information is shared.